Over the course of over 100+ investment property acquisitions of our own, we’ve learned a thing or two about how to invest safely in the United States real estate market.

While there are a lot of markets and properties to choose from, we developed our particular investment strategy to meet the needs of overseas investors like us, focussing on delivering the perfect balance of steady, long-term equity growth and income – with minimal risk.

Our investment strategy includes;

1. Market Selection
2. Property Selection
3. Financing
4. Asset Management

Here’s how we do it…

Market Selection
We focus on sourcing properties in C+ to B- Rising Star* neighbourhoods. We use a 328-point data-driven analysis to assess the quality of the market at a micro/local level (10 block to 3-mile radius).

✅ Demography – A stable or growing local population (-1% to +1% p.a.).
✅ Socio-Economics – Positive jobs growth and income growth.
✅ Housing Affordability – Below local, regional, and national-level pricing.
✅ Cashflow – Positive cashflow after operating and debt service costs.
✅ Landlord Friendly – No rent control, landlord friendly lease law, easy eviction process.
✅ Ownership – A good mix of renters and homeowners.
✅ Rental Demand – Low vacancy rates and rising rents.

What we avoid…

⛔ Rough neighbourhoods with lots of vacant houses.
⛔ Low income subsidized housing.
⛔ Markets with low homeownership.

While markets with super-cheap property might seem enticing, more often than not they come with a very problematic tenant base and chronically under-maintained properties.

This usually manifests as challenging property management, a high risk of property damage, high maintenance costs, negative cashflow, and no tangible exit strategy.

Property Selection
Form fixer-uppers to turnkey rentals, single-family to multifamily, there are many different types of property to purchase. In our experience not all of them work out well for long-distance investors. We focus on fully-renovated properties that are well-priced and generate positive cashflow.

✅ Fully-renovated properties.
✅ Positive cashflow after operating costs and debt service.
✅ Single family homes and small multifamily (1 to 4 apartment buildings).
✅ Suitable for mortgage lending.

What we avoid…

⛔ Fixer uppers.
⛔ Super-cheap properties.
⛔ Over-priced ‘investment properties’.
⛔ Non-bankable properties.

We conduct a thorough due diligence process both pre and post-contract to ensure you don’t overpay, or end of with a ‘problem property’, including;

✅ Independent home inspection.
✅ Independent appraisal (valuation).
✅ Title report.
✅ Title insurance.

Financing
While you can buy with cash (some of our clients do), we prefer to use leverage (mortgages) to purchase our properties. Our specialist lenders provide investor loans to Non-U.S. Residents with no U.S. credit, no social security number, and no proof of income.

Using leverage allows us to…

✅ Build a portfolio of real estate with less capital.
✅ Capture more equity growth.
✅ Build more portfolio income.
✅ Benefit from mortgage paydown (amortization).
✅ Benefit from long-term fixed rates and rising rents (increasing net income).

The financing strategy we recommend includes;

✅ 50% to 75% loan-to-value.
✅ 30-year fixed interest rates.
✅ DSCR loans (no proof of income or credit checks).
✅ Refinancing after 36 to 60 months (equity drawdown and/or better interest rates).

What we don’t recommend…

⛔ Overleveraging (borrowing too much).
⛔ Refinancing too soon.

Asset Management
We truly believe our asset management and ROI optimization process is the best available for overseas investors. Once you’ve purchased your property, we work with you to ensure your investment stays profitable and tax-efficient for as long as you own it. Our process includes;

✅ Assigning a high-quality proactive property manager.
✅ Heavily vetting prospective tenants.
✅ Regular ‘eyes on’ property inspections.
✅ Reviewing your monthly statements.
✅ Reconciling rents.
✅ Regularly auditing your expenses.
✅ Keeping detailed records for tax filing.
✅ Filing the correct tax forms to ensure your taxes are minimized or eliminated entirely.
✅ Planning your exit strategy.

If you have questions, or would like to learn more about our investment strategy, please use the link below to book a call with a member of our team and we will be happy to guide you.

Book a 1-2-1 Strategy Call