Build Your Wealth Safely and Remotely with U.S. Real Estate
We help overseas investors build profitable rental property portfolios across the U.S. Midwest, with foreign national financing and no U.S. credit, SSN, or residency required.
Invest with confidence from anywhere in the world with our experienced expert team by your side through every step.
We help you define your goals, budget, ownership structure, and financing strategy.
You choose from our dynamic inventory of pre-vetted investment properties.
We help you complete due diligence, inspections, and financing approval.
Close remotely from anywhere in the world and our property management teams take over.
First of all, it's actually performed better. Thanks to the appraisal we were able to get in at a lower price, and that meant our cash flow was higher. And for 6 months, so far, it's been great. It's actually night and day when compared with what I have in Canada.
Ottawa, CanadaI have been very happy with the support provided by David and his team. This was my first purchase in the United States, and it was a steep learning curve for me. Having now gone through the process, I feel more confident in expanding my portfolio into the next property.
Taipei, TaiwanI was referred to David by a colleague, and after a few phone calls during which David answered my questions and presented some investment options, I selected a project in Pennsylvania. I am very pleased with the performance of my investment so far.
California, USAMeet some of our clients, see what they purchased, and what they have to say about our service.
Purchased Remotely
Ottawa, Canada
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Kansas City, MO
Purchased Remotely
Taipei, Taiwan
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Kansas City, MO
Purchased Remotely
Germany
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Cleveland, OH
Completed investments shown are real investments; however, your experience may vary. Cashflow Rentals is not an investment advisor and provides private investors with real estate investment opportunities. We make no earnings claims or return on investment claims, and you may not make your money back.
Straight answers to the questions we hear most from non-U.S. residents buying American rental property.
Yes. Non-U.S. residents and foreign nationals can legally buy rental property anywhere in the United States. There are no federal laws restricting foreign ownership of U.S. real estate, and the entire purchase can be completed remotely from your home country.
No. You do not need a U.S. visa to buy property in the United States. Foreign nationals can purchase and own U.S. real estate without any visa, and buying property does not itself grant you a visa or the right to live in the U.S.
No. U.S. residency is not required to buy property in the United States. Non-resident foreign nationals can own U.S. rental property while living anywhere in the world and manage it remotely through a local property management team.
No. You do not need a green card to buy property in the United States. Foreign nationals without permanent residency can purchase and hold U.S. real estate, and owning property does not by itself provide a green card or a path to one.
Yes. Foreign nationals can get a U.S. mortgage through foreign national loan programs, most commonly a DSCR (Debt Service Coverage Ratio) loan. These qualify you on the property's rental income rather than your personal income or U.S. credit, with terms typically up to 75% LTV (loan-to-value) and 30-year fixed rates.
No. Foreign national DSCR loans do not require a U.S. credit score, Social Security Number (SSN), Individual Taxpayer Identification Number (ITIN), visa, or U.S. residency. Qualification is based mainly on the rental income the property generates relative to its mortgage payment.
For a typical $200,000 rental property using a foreign national DSCR loan, you would need roughly $60,000 for the down payment (about 30%), $7,500 in closing costs, and $3,000 in cash reserves, plus around $500 to $1,500 for U.S. LLC setup. Total cash needed is usually $70,000 to $80,000.
Foreign investors generally pay the same main taxes as U.S. owners: annual property tax to the local county, federal and state income tax on net rental income, and capital gains tax when the property is sold. Non-residents are also subject to the Foreign Investment in Real Property Tax Act (FIRPTA), a withholding on the gross sale price that is credited against your final tax bill. Tax situations vary, so confirm the specifics with a qualified U.S. tax professional.
Yes. You can buy a U.S. rental property entirely remotely, without travelling to the United States at any point. The full process, from making an offer through to closing, is completed online, with signing handled by a remote online notary (RON).
Cashflow Rentals sources and manages rental properties across the U.S. Midwest. These markets offer strong rental yields, stable tenant demand, and financing eligibility for foreign national DSCR loans, with fully renovated single-family homes in improving working-class neighbourhoods.
"Having personally purchased 120+ U.S. rentals from overseas, I can help you do the same."David Garner, Co-Founder
30 minutes, no obligation. English and Spanish available.